Skip to content
Profile photo of a State Farm Agent named: Chad Smallwood

Would you like to create a personalized quote?

State Farm® Insurance Agent

Chad Smallwood

823 S Hwy 27
Suite 2
Somerset, KY 42501

Profile photo of a State Farm Agent named: Chad Smallwood

Would you like to create a personalized quote?

Office Info

Office Hours

8:30 - 4:30

Evenings and Saturdays by



823 S Hwy 27
Suite 2
Somerset, KY 42501



No one fits into one insurance box. Every family, business and home is different, and you need an insurance and financial plan that fits yours. Since 2014, my team and I have helped our neighbors in Pulaski, Wayne, Russell, Casey, Laurel, Rockcastle, McCreary, and Lincoln Counties secure the right insurance policies at the right price with State Farm.

I am born and raised in Somerset, KY on Lake Cumberland where I still live with my family. Both my father and grandparents build businesses in Kentucky from the ground up. So I have a special passion for helping small local businesses thrive and succeed. Giving back is a large part of who I am. I believe that great change can be achieved by working together on a community level. That is why I am the President of the United Way of South Central Kentucky, to help children receive better education, healthcare and opportunities in life.

From our office in Somerset, KY, my team and I help you manage everyday life, risks, and financial challenges with straightforward and honest service. Together, we have almost 100 years of experience helping State Farm customers live comfortable and confident lives. We serve residents and local business in Somerset, Eubank, Science Hill, Nancy, Burnside, Bronston with Auto Insurance, Property insurance, Home Insurance, Life Insurance, Health Insurance and Business Insurance, as well as financial services.

If you are looking for great insurance coverage at a great price, come visit our Somerset office for a free coverage review and quote. We will help assess your options from the country’s top insurance provider, State Farm, so your family, home or business will be secured and protected from the unexpected.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health

Other Products


Ways to help with teen driving safety

Teenage speeding is a major problem, causing fatal car accidents throughout the US. These driving tips can help prevent speeding and help teens drive safer.

Share the road with farm vehicles

Rural road driving might feel safe & relaxing but they are shared with farm vehicles & have risks. Here are tips to help when driving in the country.

How long to keep documents before shredding

Do you know how long to keep tax records, bank statements, utility bills and other important documents? State Farm has suggestions to help.

View More Articles

Chad Smallwood State Farm's® mission is to help people manage the risks of everyday life, recover from the unexpected, and realize their dreams. It is our goal to explain coverage's and provide options to help meet any need and budget.

My team consist of experienced insurance representatives with over 75 years of combined insurance knowledge. Whether you are shopping for Auto, Home, or Life insurance in Somerset or the surrounding areas, let our local agents go to work for you today!


Billie Mink


Melissa Putteet


Tonia Smith