Skip to content
Profile photo of a State Farm Agent named: Chad Smallwood
State Farm® Insurance Agent

Chad Smallwood

(606) 416-5072
823 S Hwy 27
Suite 2
Somerset, KY 42501

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

8:30 - 4:30

Evenings and Saturdays by



823 S Hwy 27
Suite 2
Somerset, KY 42501



No one fits into one insurance box. Every family, business and home is different, and you need an insurance and financial plan that fits yours. Since 2014, my team and I have helped our neighbors in Pulaski, Wayne, Russell, Casey, Laurel, Rockcastle, McCreary, and Lincoln Counties secure the right insurance policies at the right price with State Farm.

I am born and raised in Somerset, KY on Lake Cumberland where I still live with my family. Both my father and grandparents build businesses in Kentucky from the ground up. So I have a special passion for helping small local businesses thrive and succeed. Giving back is a large part of who I am. I believe that great change can be achieved by working together on a community level. That is why I am the President of the United Way of South Central Kentucky, to help children receive better education, healthcare and opportunities in life.

From our office in Somerset, KY, my team and I help you manage everyday life, risks, and financial challenges with straightforward and honest service. Together, we have almost 100 years of experience helping State Farm customers live comfortable and confident lives. We serve residents and local business in Somerset, Eubank, Science Hill, Nancy, Burnside, Bronston with Auto Insurance, Property insurance, Home Insurance, Life Insurance, Health Insurance and Business Insurance, as well as financial services.

If you are looking for great insurance coverage at a great price, come visit our Somerset office for a free coverage review and quote. We will help assess your options from the country’s top insurance provider, State Farm, so your family, home or business will be secured and protected from the unexpected.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health

Other Products


What are landlords responsible for? Learn before you move in

If something goes wrong in your apartment, you need to know how to proceed. Before signing a lease, know your landlord's maintenance responsibilities.

Preventing backovers and rearview safety

Backover deaths usually happen near the home and tragically, involve children. What every driver needs to know to help prevent backover deaths.

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

View More Articles

Our office strives to provide State Farm customers with the most efficient and professional service in the Somerset area. We primarily serve Somerset, Nancy, Eubank, Science Hill, Burnside, Monticello, and Whitley City as well as other surrounding areas. We focus on Auto, Home, Life, and Small Business Insurance needs. We take time to complete a personalized comprehensive review of customers’ insurance needs. We hope to be the first and preferred choice for your Insurance Services.

My team consist of experienced insurance representatives with over 75 years of combined insurance knowledge. Whether you are shopping for Auto, Home, or Life insurance in Somerset or the surrounding areas, let our local agents go to work for you today!

Billie Mink State Farm Agent Team Member

Billie Mink

Melissa Putteet State Farm Agent Team Member

Melissa Putteet

Tonia Smith State Farm Agent Team Member

Tonia Smith